Also known as Commercial Credit Reviewer, Commercial Loan Reviewer, Credit Investigator, Credit Processor, Credit Representative
Also known as Commercial Credit Reviewer, Commercial Loan Reviewer, Credit Investigator
Credit Investigators authorize credit charges against customers' accounts.
In addition, Credit Investigators
Credit Investigators are often responsible for overseeing or executing some or all of the following tasks:
The above responsibilities are specific to Credit Investigators. More generally, Credit Investigators are involved in several broader types of activities:
The median salary for a Credit Investigator is $41,730, and the average salary is $43,580. Both the median and average roughly describe the middle of the Credit Investigator salary range, but the average is more easily affected by extremely high or low salaries.
Many Credit Investigators earn significantly more or less than the average, due to several factors. About 10% of Credit Investigators earn less than $28,020 per year, 25% earn less than $34,180, 75% earn less than $51,060, and 90% earn less than $62,940.
Between the years of 2020 and 2030, the number of Credit Investigators is expected to change by -4.7%, and there should be roughly 2,300 open positions for Credit Investigators every year.
Career interests describe a person's preferences for different types of working environments and activities. When a person's interest match the demands of an occupation, people are usually more engaged and satisfied in that role.
Compared to most occupations, those who work as a Credit Investigator are usually higher in their Conventional and Enterprising interests.
Credit Investigators typically have very strong Conventional interests. Conventional occupations frequently involve following set procedures and routines. These occupations can include working with data and details more than with ideas. Usually there is a clear line of authority to follow.
Also, Credit Investigators typically have strong Enterprising interests. Enterprising occupations frequently involve starting up and carrying out projects. These occupations can involve leading people and making many decisions. Sometimes they require risk taking and often deal with business.
People differ in their values, or what is most important to them for building job satisfaction and fulfillment.
Compared to most people, those working as a Credit Investigator tend to value Support, Relationships, and Independence.
Most importantly, Credit Investigators moderately value Support. Occupations that satisfy this work value offer supportive management that stands behind employees.
Second, Credit Investigators moderately value Relationships. Occupations that satisfy this work value allow employees to provide service to others and work with co-workers in a friendly non-competitive environment.
Lastly, Credit Investigators moderately value Independence. Occupations that satisfy this work value allow employees to work on their own and make decisions.
Each occupation brings its own set of psychological demands, which describe the characteristics necessary to perform the job well.
In order to perform their job successfully, people who work as Credit Investigators must consistently demonstrate qualities such as integrity, cooperation, and dependability.
Below, you'll find a list of qualities typically required of Credit Investigators, ranked by importance:
Working as a Credit Investigator usually requires a high school diploma.
Credit Investigators need anywhere from a few months to one year of working with experienced employees. A recognized apprenticeship program may be associated with this occupation.
Credit Investigators may benefit from understanding of specialized subject areas, such as customer and personal service, mathematics, or administrative knowledge.
The list below shows several areas in which most Credit Investigators might want to build proficiency, ranked by importance.
Credit Investigators must develop a particular set of abilities to perform their job well. Abilities are individual capacities that influence a person's information processing, sensory perception, motor coordination, and physical strength or endurance. Individuals may naturally have certain abilities without explicit training, but most abilities can be sharpened somewhat through practice.
For example, Credit Investigators need abilities such as oral comprehension, oral expression, and written comprehension in order to perform their job at a high level. The list below shows several important abilities for Credit Investigators, ranked by their relative importance.
Skills are developed capacities that enable people to function effectively in real-world settings. Unlike abilities, skills are typically easier to build through practice and experience. Skills influence effectiveness in areas such as learning, working with others, design, troubleshooting, and more.
Credit Investigators frequently use skills like active listening, speaking, and reading comprehension to perform their job effectively. The list below shows several critical skills for Credit Investigators, ranked by their relative importance.
The information provided on this page is adapted from data and descriptions published by the U.S. Department of Labor, Employment and Training Administration under the CC BY 4.0 license. TraitLab has modified some information for ease of use and reading, and the U.S. Department of Labor, Employment, and Training Administration has not approved, endorsed, or tested these modifications.
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