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Career profile Title Examiner

Also known as Abstracter, Abstractor, Commercial Title Examiner, Searcher, Title Abstractor, Title Agent, Title Examiner, Title Officer, Title Searcher

Title Examiner

Also known as Abstracter, Abstractor, Commercial Title Examiner

Interests Profile
  • Conventional
  • Enterprising
  • Realistic
Pay Range
$30,320 - $82,180 (annual)
Required Skills
  • Reading Comprehension
  • Active Listening
  • Speaking
Knowledge Areas
  • Law and Government
  • Administrative
  • Customer and Personal Service
Core tasks
  • Examine documentation such as mortgages, liens, judgments, easements, plat books, maps, contracts, and agreements to verify factors such as properties' legal descriptions, ownership, or restrictions.
  • Examine individual titles to determine if restrictions, such as delinquent taxes, will affect titles and limit property use.
  • Prepare reports describing any title encumbrances encountered during searching activities and outlining actions needed to clear titles.
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What does a Title Examiner do?

Title Examiners search real estate records, examine titles, or summarize pertinent legal or insurance documents or details for a variety of purposes.

In addition, Title Examiners may compile lists of mortgages, contracts, and other instruments pertaining to titles by searching public and private records for law firms, real estate agencies, or title insurance companies.

What kind of tasks does a Title Examiner perform regularly?

Title Examiners are often responsible for overseeing or executing some or all of the following tasks:

  • Examine documentation such as mortgages, liens, judgments, easements, plat books, maps, contracts, and agreements to verify factors such as properties' legal descriptions, ownership, or restrictions.
  • Examine individual titles to determine if restrictions, such as delinquent taxes, will affect titles and limit property use.
  • Prepare reports describing any title encumbrances encountered during searching activities and outlining actions needed to clear titles.
  • Copy or summarize recorded documents, such as mortgages, trust deeds, and contracts, that affect property titles.
  • Verify accuracy and completeness of land-related documents accepted for registration, preparing rejection notices when documents are not acceptable.
  • Prepare lists of all legal instruments applying to a specific piece of land and the buildings on it.
  • Obtain maps or drawings delineating properties from company title plants, county surveyors, or assessors' offices.
  • Read search requests to ascertain types of title evidence required and to obtain descriptions of properties and names of involved parties.
  • Confer with realtors, lending institution personnel, buyers, sellers, contractors, surveyors, and courthouse personnel to exchange title-related information or to resolve problems.
  • Enter into record-keeping systems appropriate data needed to create new title records or to update existing ones.
  • Retrieve and examine real estate closing files for accuracy and to ensure that information included is recorded and executed according to regulations.

The above responsibilities are specific to Title Examiners. More generally, Title Examiners are involved in several broader types of activities:

Getting Information
Observing, receiving, and otherwise obtaining information from all relevant sources.
Documenting/Recording Information
Entering, transcribing, recording, storing, or maintaining information in written or electronic/magnetic form.
Working with Computers
Using computers and computer systems (including hardware and software) to program, write software, set up functions, enter data, or process information.
Processing Information
Compiling, coding, categorizing, calculating, tabulating, auditing, or verifying information or data.
Identifying Objects, Actions, and Events
Identifying information by categorizing, estimating, recognizing differences or similarities, and detecting changes in circumstances or events.

What is a Title Examiner salary?

The median salary for a Title Examiner is $48,820, and the average salary is $52,950. Both the median and average roughly describe the middle of the Title Examiner salary range, but the average is more easily affected by extremely high or low salaries.

Many Title Examiners earn significantly more or less than the average, due to several factors. About 10% of Title Examiners earn less than $30,320 per year, 25% earn less than $37,330, 75% earn less than $63,360, and 90% earn less than $82,180.

Between the years of 2020 and 2030, the number of Title Examiners is expected to change by 1.8%, and there should be roughly 6,100 open positions for Title Examiners every year.

Median annual salary
$48,820
Typical salary range
$30,320 - $82,180
Projected growth (2020 - 2030)
1.8%

What personality traits are common among Title Examiners?

Interests

Career interests describe a person's preferences for different types of working environments and activities. When a person's interest match the demands of an occupation, people are usually more engaged and satisfied in that role.

Compared to most occupations, those who work as a Title Examiner are usually higher in their Conventional, Enterprising, and Realistic interests.

Title Examiners typically have very strong Conventional interests. Conventional occupations frequently involve following set procedures and routines. These occupations can include working with data and details more than with ideas. Usually there is a clear line of authority to follow.

Also, Title Examiners typically have strong Enterprising interests. Enterprising occupations frequently involve starting up and carrying out projects. These occupations can involve leading people and making many decisions. Sometimes they require risk taking and often deal with business.

Lastly, Title Examiners typically have moderate Realistic interests. Realistic occupations frequently involve work activities that include practical, hands-on problems and solutions. They often deal with plants, animals, and real-world materials like wood, tools, and machinery. Many of the occupations require working outside, and do not involve a lot of paperwork or working closely with others.

Values

People differ in their values, or what is most important to them for building job satisfaction and fulfillment.

Compared to most people, those working as a Title Examiner tend to value Support, Achievement, and Working Conditions.

Most importantly, Title Examiners strongly value Support. Occupations that satisfy this work value offer supportive management that stands behind employees.

Second, Title Examiners moderately value Achievement. Occupations that satisfy this work value are results oriented and allow employees to use their strongest abilities, giving them a feeling of accomplishment.

Lastly, Title Examiners moderately value Working Conditions. Occupations that satisfy this work value offer job security and good working conditions.

Psychological Demands

Each occupation brings its own set of psychological demands, which describe the characteristics necessary to perform the job well.

In order to perform their job successfully, people who work as Title Examiners must consistently demonstrate qualities such as attention to detail, integrity, and dependability.

Below, you'll find a list of qualities typically required of Title Examiners, ranked by importance:

Attention to Detail
Job requires being careful about detail and thorough in completing work tasks.
Integrity
Job requires being honest and ethical.
Dependability
Job requires being reliable, responsible, and dependable, and fulfilling obligations.
Cooperation
Job requires being pleasant with others on the job and displaying a good-natured, cooperative attitude.
Stress Tolerance
Job requires accepting criticism and dealing calmly and effectively with high-stress situations.

What education and training do Title Examiners need?

Working as a Title Examiner usually requires a high school diploma.

Title Examiners need anywhere from a few months to one year of working with experienced employees. A recognized apprenticeship program may be associated with this occupation.

Educational degrees among Title Examiners

  • 3.1% did not complete high school or secondary school
  • 23.1% completed high school or secondary school
  • 26.8% completed some college coursework
  • 12.1% earned a Associate's degree
  • 25.0% earned a Bachelor's degree
  • 5.8% earned a Master's degree
  • 4.2% earned a doctorate or professional degree

Knowledge and expertise required by Title Examiners

Title Examiners may benefit from understanding of specialized subject areas, such as law and government, administrative, or customer and personal service knowledge.

The list below shows several areas in which most Title Examiners might want to build proficiency, ranked by importance.

Law and Government
Knowledge of laws, legal codes, court procedures, precedents, government regulations, executive orders, agency rules, and the democratic political process.
Administrative
Knowledge of administrative and office procedures and systems such as word processing, managing files and records, stenography and transcription, designing forms, and workplace terminology.
Customer and Personal Service
Knowledge of principles and processes for providing customer and personal services. This includes customer needs assessment, meeting quality standards for services, and evaluation of customer satisfaction.
Computers and Electronics
Knowledge of circuit boards, processors, chips, electronic equipment, and computer hardware and software, including applications and programming.
Mathematics
Knowledge of arithmetic, algebra, geometry, calculus, statistics, and their applications.

Important Abilities needed by Title Examiners

Title Examiners must develop a particular set of abilities to perform their job well. Abilities are individual capacities that influence a person's information processing, sensory perception, motor coordination, and physical strength or endurance. Individuals may naturally have certain abilities without explicit training, but most abilities can be sharpened somewhat through practice.

For example, Title Examiners need abilities such as oral comprehension, written comprehension, and oral expression in order to perform their job at a high level. The list below shows several important abilities for Title Examiners, ranked by their relative importance.

Oral Comprehension
The ability to listen to and understand information and ideas presented through spoken words and sentences.
Written Comprehension
The ability to read and understand information and ideas presented in writing.
Oral Expression
The ability to communicate information and ideas in speaking so others will understand.
Written Expression
The ability to communicate information and ideas in writing so others will understand.
Deductive Reasoning
The ability to apply general rules to specific problems to produce answers that make sense.

Critical Skills needed by Title Examiners

Skills are developed capacities that enable people to function effectively in real-world settings. Unlike abilities, skills are typically easier to build through practice and experience. Skills influence effectiveness in areas such as learning, working with others, design, troubleshooting, and more.

Title Examiners frequently use skills like reading comprehension, active listening, and speaking to perform their job effectively. The list below shows several critical skills for Title Examiners, ranked by their relative importance.

Reading Comprehension
Understanding written sentences and paragraphs in work-related documents.
Active Listening
Giving full attention to what other people are saying, taking time to understand the points being made, asking questions as appropriate, and not interrupting at inappropriate times.
Speaking
Talking to others to convey information effectively.
Critical Thinking
Using logic and reasoning to identify the strengths and weaknesses of alternative solutions, conclusions, or approaches to problems.
Writing
Communicating effectively in writing as appropriate for the needs of the audience.

What is the source of this information?

The information provided on this page is adapted from data and descriptions published by the U.S. Department of Labor, Employment and Training Administration under the CC BY 4.0 license. TraitLab has modified some information for ease of use and reading, and the U.S. Department of Labor, Employment, and Training Administration has not approved, endorsed, or tested these modifications.

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